Is My House In A Flood Zone?

Is My House In A Flood Zone

Transcript from Video:

Hello, my name is Mark Schreier and I'm a real estate agent with century 21 American Homes Real Estate right here in long or on Long Island New York. Today we're going to discuss is my house in a flood zone and give you some helpful tips on how to find out or answer that. Uh, question number one, should you buy if your house is in a flood zone? Uh, that totally depends on you. Some houses are in flood zones as we know, floods don't happen that often in certain locations, in other key areas across the country. They happen very often. So it's a totally personal decision. But what you should do is find out, do you due diligence and find out before you make that purchase. If you're in the flood zone and if you are in a flood zone, the label or the designation of that flood zone biggest, there are ones that are considered hundred year flood zones, one that are, are considered highly unlikely to flood.

And some that flood continuously and you need to know before you make one of the most, we're one of the largest purchases a of a lifetime for most people. There is a website that you can log onto for free. It's a FEMA website and it's a free flood zone checker basically. And I'm going to include on the bottom or top, depending upon the platform, you're watching this on a link to that femur website where basically you just type in your address, including your area code, or excuse me, your zip code and um, it will bring up a map for your particular area and tell you the flood zone that you're in. Now, some of you might think there's no body of water near where you're living. You can see it. So there's no flood zone there. It's, it doesn't exist. But I will tell you there are some creeks and little streams that can flood a times.
And if you new to an area, it's worth the five minutes it's going to take to check on this, a femur website to see if in fact your house is in a flood zone. Also if you're, if you don't do it and then you go to purchase the house, you're going to be in for a rude awakening when you find that you need to purchase flood insurance and sometimes the flood insurance can be very expensive. So on that note of flood insurance, I'm not going to share with you a tip that can save you a significant amount of money. If you do find out that your house is in a flood zone and it's required to have flood insurance, it's very important that the, if the preexisting owners most likely have flood insurance to find out if that flood insurance is transferable to you because if it is transferable, you can save yourself a lot of money.
Uh, definitely do your due diligence and go out and price flood insurance on your house. And then s the homeowners or the agent representing the sellers, what is the price they're paying yearly for their flood insurance and is their flood insurance transferable? A and definitely go with the best deal naturally. But a lot of times you save yourself significant money if the current homeowner has a policy that is transferrable to the new owners. So I hope that helped. If you liked this video, please give me a thumbs up, subscribe to my youtube channel and leave any comments down below for future topics. Again, this is Mark Schreier Century 21 American homes and thanks for watching.
Hello? Yes, I'm talking to you, the person that watched my video to the very end. Thanks a lot for watching. If you enjoyed it, please give me a big thumbs up. Subscribe to my youtube channel like me on Facebook. I am a licensed real estate agent in New York state, but I also have a referral service that deals nationwide. So if you're looking for to buy or sell a house anywhere in the United States, please send me a text, contact me via phone and I'll set you up with a local professional in your area. If you're in my vicinity of the more than happy to help you out in any of your real estate transactions that you'd like. This is Mark Schreier from century 21 American homes, and I'll talk to you soon.

RESOURCES & LINKS MENTIONED IN THIS VIDEO:

Flood zone property search:

https://msc.fema.gov/portal/search

Please feel free to contact me with questions via: email, text or a phone call.

email: Realtor@markschreier.com

Cell: 516.263.9094

Subscribe to my YouTube Channel:
https://www.youtube.com/channel/UCbLijRRI32zyVqIFWv3jzGA


Website:
www.markschreier.com

Making Dreams Come True One Home At A Time.