Thursday, August 27, 2015

5 tips for settling into your new home






5 tips for settling into your new home

(BPT) - Though summer is winding down, for many families, hectic moving schedules are still underway. Whether you are moving this season or planning for a move in the near future, consider some helpful guidelines on packing up, moving out and settling in without a hitch — plus, the latest technologies to turn your new house into a home.
Here are five tips to help you minimize moving stress and settle in quickly:
Make a list, measure it twice. After celebrating the signing of your new home (congratulations!), it’s time to begin the moving process. Even before you start packing, it’s important, if possible, to visit your new home with a tape measure. Carefully measure and take note of the square footage and dimensions of every room in your new home. Do the same with any existing appliances and furniture you plan on relocating to your new home to ensure that everything fits through the door and in the space. LG's moving guide (www.lg.com/us/moving) is designed to help and includes tips on measuring your current appliances to make sure they’ll fit. If you’re purchasing new large appliances or furniture, be sure to measure everything in the store or take note of each item’s dimensions online to make sure it fits. Removing or replacing a refrigerator, for example, is a time-consuming and expensive task that can be avoided with careful planning. If you aren’t able to visit before moving in, ask your broker or real estate agent for a copy of the floor plan.
Pack strategically, unpack easily. Pack and label items by category, such as dishes, winter clothes and books, or by appropriate area, such as bedroom, kitchen and living room. To limit damage, be sure to pack fragile and valuable items carefully with padded packaging, and communicate fragile items clearly with your movers. To save even more hassle, pack a couple of boxes of essential items, specifically for the first night in your new home, which would otherwise be hard to find. You’ll thank yourself when items such as cleaning supplies, fresh linens and a coffeepot are right at your fingertips. Staying organized is key to avoid losing your belongings — resulting in saving time and unnecessary re-purchasing expenses in the process.
Find savings and convenience in new technology. Moving is a common time to buy new electronics — and there are some simple ways to make these new purchases more customizable than ever. For example, rather than choosing surround sound speakers that require lots of cumbersome wiring to install, select a wireless speaker and TV surround sound system like LG’s Music Flow. It offers a range of speakers and soundbars that you can mix and match to create a customized and easy-to-use home audio system for your new living space. With Wi-Fi and Bluetooth and Google Cast built in, systems like this let you can stream your favorite online music services, including Spotify and Pandora, straight from your mobile device. There’s no need for additional hardware or wires.
Share your new address. Take initiative and update your employer, bank, school, doctors, pharmacist and credit card company with your new address as early as possible. This can affect billing statements and formal records, which are a headache to change at a later date. Be sure to call your electric, cable and internet companies to swap your address, and inquire about any potential changes in your service. Sign up for USPS mail forwarding to ensure all of your mail reaches you in a timely manner. And don’t forget to keep your friends and family in the loop! It’s a busy and exiting time, so share your news!
Upgrade your appliances. If you’re not planning to bring your current laundry appliances to your new home, look for a new ENERGY STAR washer and dryer with the latest cleaning technologies that help make clean-up a breeze and save on your electric bill, too. One such example is LG’s top-load laundry pair with the dryer featuring an EasyLoad door, the first machine to open two ways. The unique door can be accessed from the top (hamper style) to easily toss in wet clothes from the washer and sideways to quickly unload clothes into the basket. This makes it easier than ever to drop in and unload laundry.
For additional tips on moving and settling into a new space, as well as a complete, eight-week timeline, check the helpful LG moving guide (www.lg.com/us/moving). It’s impossible to anticipate every bump in the road, but having a thorough yet flexible plan will help minimize stress and ensure the moving process goes smoothly.






The Home Buying process video series


I would of made these videos myself but I think you will enjoy the actress better. Let me know if I am right.


Click or copy and past the link below for the home buying process video series


https://plus.google.com/106666452800530447891/posts/2psPVVNUquE

Saturday, August 15, 2015

Planning a home improvement project? Financing is the first tool you'll need

Planning a home improvement project? Financing is the first tool you'll need

(BPT) - If you’re planning a home improvement project this year, you’re in good company. The economy and housing market are recovering, home values and equity are rising, and many homeowners are beginning projects they had put off over the past few years. A recent report by the Joint Center of Housing Studies at Harvard University predicts that the home improvement industry could post record-level spending in 2015.
Creating your dream home could involve major work, like remodeling a bathroom or finishing a basement, or smaller changes like landscaping or new flooring. As costs can range from $30 for a can of paint to six figures for big additions, a significant part of planning your project is financing. Numerous options may be available and it’s important to seek information from an experienced financial professional.
“Many consumers aren’t aware of all the financing options for home improvement, or they may not have thought of those options to pay for the work they want to do,” says Kelly Kockos, senior vice president with Wells Fargo Home Equity. “Homeowners can start by defining a vision of what they want their finished project to look like, and talking with a banker or lender to explore how to pay for it.”
As you prepare to make decisions about financing, ask yourself these questions to get started:
  1. Size of project: How much do you want to spend, and will you need access to funds throughout your project or one lump sum? You may not know your total budget but it’s important to have a good idea of what your project might cost.
  2. DIY vs. contractor: Are you planning to do the work yourself or hire a contractor? If you are using a contractor, references and your own research can help you make an informed choice.
  3. Repayment plan: Will you need long-term financing or is short-term financing sufficient? If you plan to borrow funds, consider the monthly payment that would fit your budget.
These are some common financing options to explore:
*Home Equity Line of Credit (HELOC) – A HELOC can provide ongoing access to funds using the equity in your home, which typically results in lower interest rates than unsecured credit. This type of credit may also provide you potential tax benefits. Consult your tax advisor regarding the deductibility of interest. Wells Fargo has a combination of industry-leading features to help you borrow responsibly – principal and interest payments that rebuild your equity, annual and lifetime rate caps, and the ability to lock and unlock your rate with a fixed rate advance.
*Mortgages with built-in renovation financing – These loans help homeowners complete renovations with a loan amount that is based on an appraiser’s estimate of what the property value will be with completed improvements. This is also an option for aspiring homeowners who purchase properties that need repair. Whether a home purchase or a refinance, this option finances the renovations and mortgage in one loan. Wells Fargo is the nation’s leading originator of renovation financing, with a dedicated team of home mortgage consultants specializing in renovation lending.
*Cash-out refinance mortgages – A cash-out refinance replaces your current mortgage with a new and larger mortgage that pays off your current balance and allows you to use the equity in your home to provide additional funds for other purposes.
*Credit card – Credit cards can be used for large or small purchases and may earn rewards, which can add up to significant benefits when you’re making big home improvement purchases. However, credit cards often have higher interest rates than other loan or credit options, which should be taken into consideration.
*Personal loans and lines of credit – These personal credit options typically offer quick credit decisions and access to funds in a day. Lines of credit provide ongoing access to funds.
*Savings – If you have a do-it-yourself project or a small renovation, accessing your savings might be an option. By paying cash, there is faster access to funds and nothing to repay.
Your bank may not be the best source for what color to paint your room or which walls to move, but it can help you identify your financial options. Each option has its associated benefits and considerations, and your bank can provide valuable information to help you make informed decisions about which options are right for you. More information and tips on home improvement financing are available online in the Wells Fargo Home Improvement Lending Center, including a financing option comparison tool.
With these tips and the help of a finance professional, you can go from imagining your modern kitchen or new deck to getting started on them.

Sunday, August 9, 2015

Saturday, August 1, 2015

Find Out What You’re Plainview, Old-Bethpage New York Neighbors House Sold For Closings For July 2015

Hello Plainview, Old-Bethpage, New York Home Owners
Your Neighbors Selling Price Does Affect Your Bottom Line
Find Out What You’re Plainview, Old-Bethpage Neighbors House Sold For
Plainview, Old - Bethpage, NY House Selling Prices for July 2015
St #
Street Name
Sfx
Town
Sold Price
Style
22
Mahan
Rd
Old Bethpage
600000
Split
1188
Round Swamp
Rd
Old Bethpage
420000
Exp Ranch
4
Sherman
Rd
Old Bethpage
464000
Exp Ranch
14
Weldon
Ln
Old Bethpage
490000
Split
80
Audrey
Ave
Plainview
485000
Exp Cape
51
Audrey
Ave
Plainview
390000
Cape
10
Barbara Lynn
Ct
Plainview
590000
Ranch
27
Barnum
Ave
Plainview
780000
Contemporary
6
Beaumont
Dr
Plainview
580000
Ranch
85
Briarwood
Ln
Plainview
440000
Exp Cape
20
Cedar
Dr
Plainview
640000
Colonial
239
Central Park
Rd
Plainview
530000
Split
3
Cloverhill
Dr
Plainview
476000
Split
16
Cranberry
Ln
Plainview
475000
Split
10
Cypress
Ln
Plainview
802000
Colonial
31
Diamond
Dr
Plainview
477000
Ranch
50
Eldorado
Blvd
Plainview
418000
Cape
14
Eton
Pl
Plainview
450000
Split
11
Evelyn
Rd
Plainview
426000
Ranch
61
Glenwood
Rd
Plainview
683650
Split
23
Harcourt
Rd
Plainview
480000
Split
34
Irene
Ln
Plainview
622000
Split
98
Jamaica
Ave
Plainview
480000
Split
57
Keswick
Ln
Plainview
588000
Split
1
Manetto
Dr
Plainview
685000
Colonial
268
Manetto Hill
Rd
Plainview
436000
Ranch
60
Nassau
Ave
Plainview
428000
Exp Cape
10
Oaks
Blvd
Plainview
728000
Split
10
Overlook
Ln
Plainview
737500
Split
25
Pleasant
Ave
Plainview
542500
Colonial
106
Radcliffe
Rd
Plainview
560000
Split
19
Redwood
Dr
Plainview
639500
Split
60
Ruby
Ln
Plainview
486000
Hi Ranch
42
Shelter Hill
Rd
Plainview
477000
Split
16
Spector
Ln
Plainview
649000
Split
31
Stratford
Rd
Plainview
515000
Split
196
W. Main
Pky
Plainview
800000
Colonial
95
Wilson
Pl
Plainview
652500
Colonial