Market Vs Appraised Value Interview With Scott Loyer Connect Appraisal

What is the difference between appraised value and market value in residential real estate?  Mark Schreier Licensed Sales Person with Century 21 American Homes Real Estate and Scott Loyer Certified Appraiser and President of Connect Appraisal give you answers in a homeowner friendly way. 

Questions please reach out to us via the urls below.
www.connectappraisal.com
www.markschreier.com

Budget checkup for homeowners and future homeowners

(BPT) - Sponsored Ad Content from Vanderbilt Mortgage and Finance, Inc.
A budget is an important tool for first-time homebuyers and current homeowners. Throw out any negative feeling you may have toward budgeting. We're here to tell you that budgeting is a great exercise, and can free your financial mind! A budget is meant to be a guide to where you should spend your monthly income.
Budgeting can mean guilt-free fun. By making and sticking to your budget, you can spend money knowing exactly how much you need to set aside for necessities, and how much you can spend on other activities! Budgets are an important tool for the first-time homebuyer because it can help you make your move into a home with a payment that fits your lifestyle and circumstances. For existing homeowners, budgets can help you achieve or maintain financial freedom.
Budgeting can be done by anyone - it just takes time initially to set it up correctly. Gather paychecks, bills and bank statements to get started. You can write down all this information or use a budget tool. Start by calculating your monthly income, which includes not only the amount you may get from a regular paycheck, but also any money you get in government aid, child support or pensions. The next step is to look at your bills and bank statements to find out truly what you spend in each category. This accurate information will empower you to take control of your finances.
Do you see a surplus? That is great! You can take that surplus and contribute to your financial goals, whether that be saving for a down payment, taking a family vacation or building a nest egg.
Do you see a deficit? If so, you can make the changes needed to balance your budget. You can cut back on nonessential items, like eating dinners out, to get financially fit. Having this knowledge is powerful and can help you take the right steps toward financial stability.
A budget is crucial for home ownership, whether you're a first-time homebuyer or you currently own a home. A sound budget can relieve stress and help you feel confident in the way you spend your hard-earned income.
About Vanderbilt Mortgage and Finance, Inc.
Vanderbilt Mortgage and Finance, Inc. is a national housing lender that specializes in financing manufactured homes. In business for more than 40 years, the company currently services more than 200,000 home loans and works hard to tailor loans to each family's needs. Vanderbilt has an A+ grade from the Better Business Bureau and is a Berkshire Hathaway company. For more information, visit VMFHomeLoan.com.

Thinking Of Selling Your House? You Have To Sell It Twice When Dealing With A Bank

Thinking of selling your house? You have to sell it twice when dealing with a bank. Mark Schreier of Century 21 American Homes Real Estate explains the appraisal process.

The 2018 Nassau County Real Estate Market In Review

Here is a review of the data for the last three years. Did the raising mortgage rates or new tax assessment in the makes drive it down? Lets look at the numbers. All Data From MLSLI. www.Markschreier.com

Home security tips for the holidays

(BPT) - For many, the holiday season means travel! In fact, millions of U.S. residents travel more than 50 miles away from home during the holiday season. Unfortunately, burglars are also aware of these holiday season travel statistics. While many families look forward to the holidays, it is easy to get carried away with excitement and forget to prepare your home for your time away. There's nothing worse than coming back from a relaxing vacation to a stressful situation at home, so it is best to be prepared and protect your home before you travel.

Home security matters

It may sound simple, but it is important for people to remember to set their home security systems to the appropriate settings before leaving for travel. Investing in a high-quality, easy-to-use security system grants the ultimate peace of mind for travelers. If you forget to arm your system before you leave, don't panic! Some home security systems let you arm, or disarm, your system by remotely accessing it via any smartphone, tablet or computer. You can also set up alerts to remind you if your system hasn't been armed.

You could also invest in a smart doorbell that automatically sends a text or email to you each time the bell is triggered. Take a look at your security cameras to make sure everything is OK, or have a trusted neighbor stop by. Smart doorbells can also trigger entryway lighting to give the illusion that someone is home.

Remote locks are also useful if you are planning on going away for the holidays, but still need to allow certain visitors into your home while you're gone. You'll be able to lock and unlock your doors remotely and be alerted every time the door is unlocked. This means if you happen to forget your house keys you'll be able to let yourself in when you return from vacation. If you're leaving your teens or young adult children behind this holiday season, you can get alerts for when they leave or come home. You can even set up an emergency automation that unlocks your doors if a fire is detected.

If you're still likely to worry with a home security system, smart doorbell and remote lock, then consider video surveillance. You'll be able see live video of your home from your smartphone, tablet or computer and sync your cameras to motion detectors so you can receive video clips of movement as soon as the sensors are triggered.

Don't let your home look abandoned

If your home looks like it has been abandoned, that is often a green light for a passing burglar.

It's one thing to arm your home security systems before you leave, but it's another step entirely to make sure your home looks lived in when you're gone. However, there are a few ways you can create this illusion:

* Ask a neighbor, friend or family member to help collect mail and packages, shovel snow and move cars. Trick burglars into thinking you are there.

* Use a smart lighting system that lets you program lights to come on at specific times each day. This is an easy way to make it look like you're home.

For more information and tips, visit: USAA.com/ADT.

Mark Schreier of Century 21 American Homes Real Estate discusses the new Nassau County Assessment and its possible effect on home sales in the area.

Plus links on helping you understand the tax impact notice and where to find it on line.

Tax impact notice can be found at: www.mynassauproperty.com

enter your property info than click tax impact notice link at the top

Detailed description of the notice:

https://www.youtube.com/watch?v=AFdoZwWwhU4

Has The Increased Mortgage Rates And Talk Of Property Tax Increases Affected The Local Market?

Mark Schreier of Century 21 American Homes Real Estate reviews sale price data   for the last three months.  Find out if the increased mortgage rates and talk of property tax increases affected the local market.

www.markschreier.com