Monday, January 28, 2019

Market Vs Appraised Value Interview With Scott Loyer Connect Appraisal







What is the difference between appraised value and market value in residential real estate?  Mark Schreier Licensed Sales Person with Century 21 American Homes Real Estate and Scott Loyer Certified Appraiser and President of Connect Appraisal give you answers in a homeowner friendly way. 

Questions please reach out to us via the urls below.
www.connectappraisal.com
www.markschreier.com

Monday, January 21, 2019

Budget checkup for homeowners and future homeowners

Budget checkup for homeowners and future homeowners

(BPT) - Sponsored Ad Content from Vanderbilt Mortgage and Finance, Inc.
A budget is an important tool for first-time homebuyers and current homeowners. Throw out any negative feeling you may have toward budgeting. We're here to tell you that budgeting is a great exercise, and can free your financial mind! A budget is meant to be a guide to where you should spend your monthly income.
Budgeting can mean guilt-free fun. By making and sticking to your budget, you can spend money knowing exactly how much you need to set aside for necessities, and how much you can spend on other activities! Budgets are an important tool for the first-time homebuyer because it can help you make your move into a home with a payment that fits your lifestyle and circumstances. For existing homeowners, budgets can help you achieve or maintain financial freedom.
Budgeting can be done by anyone - it just takes time initially to set it up correctly. Gather paychecks, bills and bank statements to get started. You can write down all this information or use a budget tool. Start by calculating your monthly income, which includes not only the amount you may get from a regular paycheck, but also any money you get in government aid, child support or pensions. The next step is to look at your bills and bank statements to find out truly what you spend in each category. This accurate information will empower you to take control of your finances.
Do you see a surplus? That is great! You can take that surplus and contribute to your financial goals, whether that be saving for a down payment, taking a family vacation or building a nest egg.
Do you see a deficit? If so, you can make the changes needed to balance your budget. You can cut back on nonessential items, like eating dinners out, to get financially fit. Having this knowledge is powerful and can help you take the right steps toward financial stability.
A budget is crucial for home ownership, whether you're a first-time homebuyer or you currently own a home. A sound budget can relieve stress and help you feel confident in the way you spend your hard-earned income.
About Vanderbilt Mortgage and Finance, Inc.
Vanderbilt Mortgage and Finance, Inc. is a national housing lender that specializes in financing manufactured homes. In business for more than 40 years, the company currently services more than 200,000 home loans and works hard to tailor loans to each family's needs. Vanderbilt has an A+ grade from the Better Business Bureau and is a Berkshire Hathaway company. For more information, visit VMFHomeLoan.com.

Monday, January 14, 2019

Thinking Of Selling Your House? You Have To Sell It Twice When Dealing With A Bank

Thinking of selling your house? You have to sell it twice when dealing with a bank. Mark Schreier of Century 21 American Homes Real Estate explains the appraisal process.







Wednesday, January 2, 2019

The 2018 Nassau County Real Estate Market In Review




Here is a review of the data for the last three years. Did the raising mortgage rates or new tax assessment in the makes drive it down? Lets look at the numbers. All Data From MLSLI. www.Markschreier.com